Track transactions, manage loans, cards, and budgets with an AI financial assistant. Works offline by default with optional encrypted backup sync.
Built for privacy-first users
Most people lose track of expenses, loans, and cards because financial data is scattered, unsafe, and dependent on online apps.
Most finance apps stop working properly without network access, leaving users unable to check balances or track expenses in real time.
People often overspend because transactions are scattered across cards, cash, and apps without a unified real-time view.
Cloud-based finance apps store sensitive financial data online, creating risks of breaches, tracking, or unwanted data sharing.
Manage money, track transactions, handle loans & credit cards, and interact with your personal AI—all securely stored on your device with optional secure backup.
Auto-track and categorize daily expenses like food, travel, bills, and shopping—all stored offline.
Offline enabledManage cash, bank accounts, savings, and budgets in one unified offline wallet system.
Local storageSay “₹300 food” → AI logs, categorizes, and updates balance instantly.
Text-input basedTrack EMIs, interest, and get AI suggestions to close loans faster and save money.
Smart EMI plannerMonitor bills, due dates, limits, and avoid penalties with smart AI alerts.
Auto remindersDetect spending patterns and get smart suggestions to save more every month.
Smart analyticsChat with your AI to analyze, plan, and execute financial actions instantly.
AI control centerOptional encrypted backup when online. Restore your data anytime across devices securely.
Manual sync onlyAll data is encrypted and stored locally with PIN and biometric protection.
No cloud dependencyGet started in minutes. No complicated setup, no accounting degree required.
Sign up using a valid email address and password. Internet is only required for authentication and secure account access. Once logged in, most features work completely offline.
The app includes a built-in guided walkthrough that teaches budgeting, transactions, accounts, loans, and AI features. Experienced accountants and finance professionals can skip onboarding and start immediately.
Create your account groups, wallets, bank accounts, credit cards, loans, assets, liabilities, and categories. From there, Fintriq AI helps organize transactions, generate insights, manage budgets, and keep your finances under control.
Powerful finance tools, AI assistance, secure storage, and intelligent insights built directly into one application.
Every user gets access to all premium features at no cost. No subscriptions, no hidden charges, no feature restrictions.
Perfect for personal finance tracking and offline money management.
Includes all Starter features with premium tools unlocked during the free access period.
These next-generation features will be introduced later.
"Finally a finance app that works completely offline. I can track every expense without worrying about my data being uploaded somewhere."
"The account groups and transaction tracking are incredibly useful. I moved all my personal finance records into Fintriq AI within a day."
"The backup feature gives me peace of mind, while keeping daily usage completely offline. Exactly what I was looking for."
Track expenses, manage accounts, monitor loans, organize credit cards, record daily transactions, generate financial reports, and get AI-powered insights — all while keeping your data securely stored on your own device. Login and backup require internet, but everything else works offline.
Have questions, suggestions, partnership ideas, or feature requests? Send us a message and we'll get back to you.